Business Owner   Articles     Starting a business       Advantages and disadvantages of self-employment       Choosing an entity for your business       Funding a business       Hiring your first employee       Qualifying for the home office deduction       Record keeping for your own business       Starting or buying a business       Tax planning for the self-employed   Decision Tools     Insurance planning       Business life insurance needs       Number of policies needed with a cross purchase plan   FAQs     Advertising a business       How do I know where to advertise my business?       What is the best form of advertising?     Home-based businesses       Can I deduct home office expenses?       If I work at home occasionally, am I entitled to a home office deduction?     Insurance coverage       A cell phone and laptop computer owned by my company were inside my briefcase when it was stolen. Will my company's insurance cover the loss?       Can I get disability insurance if I'm self-employed?       I drive my own car on company business. Whose insurance will pay for damages if I get into an accident?       I own a business. Are there any creative ways I can use life insurance in my business?       I use my laptop computer for my home business. Is it covered under my homeowners policy?       I'm an independent contractor. Where can I get health and disability insurance?       I'm thinking about opening a day-care business in my home. Does this raise any insurance issues?       What is errors and omissions insurance?       What is stop-loss insurance?       What kind of insurance coverage do I need for my small business?     Starting a business       Don't most small businesses fail?       How do I find good advisors such as lawyers and accountants to help with my business?       Is buying a franchise a good way to get into business?       Should I buy an existing business or start from scratch?       Should I buy or lease assets for my business?       What are the stages of business development?       What should I look for in a business location?